Debt Management Tool is a software program designed to help people in debt
manage and understand their financial situation. By entering in your income,
debt, and expenses, you can compute your debt situation and figure how long
it will take to pay off your debt. The Debt Management Tool allows you to
track expenses as "needs" and "wants" so you can see what expenses you need
to eliminate to have some left over money to pay off your debt and become
debt free. (in Home and Hobby)